Thomas is a retail financial services and regulatory lawyer with over 22 years of experience gained in Edinburgh and London, both in private practice and in-house at a major UK bank and an international private bank.
 
Thomas advises on all areas of retail and SME financial services law, including:
  • payment services
  • current and savings accounts
  • cash management solutions and client money
  • personal loans and overdrafts
  • mortgage lending
  • credit cards, charge cards and store cards
  • fairness of consumer contract terms and plain English
  • telephone, online and mobile banking and digital journeys
  • commercial contracts with financial services elements
  • outsourcing in financial services
  • retail regulatory compliance

His Clients include household name banks and building societies, fintech companies and private, specialized and challenger banks.

Thomas joined Shoosmiths in November 2019.

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